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What to Do If Your Roof Is Damaged by a Storm

Severe weather can strike unexpectedly, and one of the most vulnerable parts of your home is your roof. Whether it’s strong winds, hail, or heavy rain, storm damage can lead to serious issues if not addressed quickly. If you suspect your roof has been damaged after a storm, taking the right steps early can prevent costly repairs down the line.

Here’s a clear breakdown of what to do if you find yourself facing storm damage.

Step 1: Ensure Safety First

Your safety is the top priority. After a storm, avoid going onto the roof or walking around damaged areas until you’ve confirmed it’s safe. Look out for hazards like downed power lines, loose shingles, broken glass, and fallen branches. If water is leaking inside your home, place containers to catch the water and move valuables out of harm’s way.

Step 2: Do a Preliminary Assessment (From the Ground)

Without climbing a ladder or putting yourself at risk, walk around your property and take note of visible signs of damage. This might include:

• Missing or curled shingles
• Torn or displaced flashing
• Debris on the roof
• Dents or pitting from hail (especially for hail damage repairs)
• Water spots on ceilings or attic walls

Take pictures or videos if you can. These will be helpful when filing an insurance claim.

Step 3: Contact a Reputable Roofing Contractor

Before you contact your insurance company, it’s wise to have a professional inspection done. A top Minneapolis roofing company will know exactly what to look for and can provide an honest assessment of the damage. This inspection can also help you decide whether to file a claim and offer the documentation needed to support it.

Be cautious of “storm chasers” — out-of-town contractors who show up after storms offering quick fixes. Work with a local company that has a trusted reputation and experience in handling storm damage specific to Minneapolis weather.

Step 4: Call Your Insurance Company

Once you have documentation from a professional roofer, contact your insurance provider to start the claims process. Provide them with:

• Photos and videos
• The contractor’s inspection report
• Any estimates you’ve received

The insurer may send out an adjuster to evaluate the damage. Having your roofing contractor present during the adjuster’s visit can help ensure nothing is overlooked.

Step 5: Begin Temporary Repairs (If Needed)

If your roof is leaking or exposed, a roofing company may install temporary tarping to prevent further interior or structural damage. Insurance typically covers this as part of the claim, and it shows you’re taking proactive steps to protect your home.

Step 6: Schedule Permanent Repairs or Replacement

Once your claim is approved, your roofer can begin the necessary work. In some cases, hail damage repairs might be enough. In others, the extent of the storm may require a full roof replacement. An experienced local contractor will help you understand your options and recommend the most durable materials to withstand future storms.

 
Take Action with Confidence

Storm damage isn’t just inconvenient — it can lead to long-term structural problems and financial headaches if ignored. Trust a top Minneapolis roofing company to guide you through the repair process and advocate for your needs with insurance adjusters. Acting quickly and working with professionals can make a difficult situation much easier to manage.

 
Need Help with Storm Damage in Minneapolis?

If your home was hit by a recent storm, don’t wait. Let All City Improvements take the stress out of roof inspections, insurance claims, and hail damage repairs. We’re here to help Minneapolis homeowners recover quickly and safely after a storm.